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  • Our Team
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News & Commentary

News & Commentary
‘That’s just not her’: New study shows falling for financial scams can predict Alzheimer’s

Researchers at USC say that falling for financial scams could be a first sign of early Alzheimer’s disease. CNN Health via CNN.com Changes in how seniors value money can be a warning call for loved ones to get help for […]

by Cayucos Wealth

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May 8, 2025
News & Commentary
How to Plan Your Retirement Withdrawal Strategy

After spending decades saving for retirement, you may feel a little uneasy when it comes time to start withdrawing and living off that money. What can you do to make it last? CharlesSchwab.com, Feb. 27, 2025 You may be surprised […]

by Cayucos Wealth

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April 3, 2025
News & Commentary
Spring Cleaning Your Finances: A 10 Point Checklist

10 areas worth assessing and adjusting where appropriate: By Jonathan I. Shenkman, Forbes.com The craziness of tax season is now behind us, and we are rapidly approaching the slow and sleepy summer season. Before investors checkout for a few months, […]

by Cayucos Wealth

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March 12, 2025
News & Commentary
Social Media and Your Money: Follow with Caution

Having ready access to financial information can help give you more confidence in your money decisions, but when it comes to social media, we suggest caution. By Cindy Scott, Charles Schwab, Schwab.com TikTok may be great for fashion tips, but […]

by Cayucos Wealth

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February 4, 2025
News & Commentary
Treasury Department announces new Series I bond rate of 3.11% for the next six months

Key Points CNBC Personal Finance, Oct. 31, 2024, CNBC.com Series I bonds will pay 3.11% through April 2025, the U.S. Department of the Treasury announced Thursday. Linked to inflation, the latest I bond rate is down from the 4.28% yield […]

by Cayucos Wealth

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January 6, 2025
News & Commentary
Seven Lessons for New Retirees,
From a New Retiree

The former editor of Kiplinger Personal Finance shares key financial takeaways from his first year of retirement. By Mark Solheim, Kiplinger, August 21, 2024 I retired as editor of this publication a year ago, and although I miss the writers […]

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December 10, 2024
News & Commentary
Over 75% of Americans Have Financial Regrets.
Where Do You Fit In?

Americans’ top regret is not starting to save early enough for retirement. Here’s how to tackle financial regrets. By Kathryn Pomroy, Kiplinger, published August 28, 2024 in NEWS. It’s not uncommon to have regrets, and as you get older, they […]

by Cayucos Wealth

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November 1, 2024
News & Commentary
4 Tips for Aging in Place

Many retirees would like to continue living independently and in their own home as they age. By Susan Hirshman, Charles Schwab, Aug. 16, 2024 Q My husband and I are nearing retirement, and one of our goals is to stay […]

by Cayucos Wealth

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October 10, 2024
News & Commentary
Why You Might Be Responsible For Paying Your Parents’ Medical Debts

With Baby Boomers aging and nursing home care costs climbing, obscure old sleeper laws on the books in more than half the states could come back to haunt the adult children of seniors who can’t pay for their own care. […]

by Cayucos Wealth

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September 17, 2024
News & Commentary
Beyond the 4% Rule

How Much Can You Spend in Retirement? By Rob Williams and Chris Kawashima, Charles Schwab, May 14, 2024 How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can […]

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August 26, 2024
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Cayucos Wealth is a financial adviser based in the Central Coast of California whose mission is to guide clients in building a strong financial future that withstands the winds of change. For those seeking to navigate the sometimes-choppy waters of the markets, they make it possible for clients to catch the trade winds and live an adventurous retirement.

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Cayucos Wealth is an investment adviser located in Cayucos, CA. This website should not be construed as a solicitation to effect, or attempt to effect, transactions in securities or the rendering of personalized investment or tax advice for compensation, over the internet. Advisory services offered through Sowell Management, a Registered Investment Advisor.  Additional information about Sowell Management (CRD# 127145/SEC# 801-63991) is available on the SEC’s website at www.adviserinfo.sec.gov or FINRA’s BrokerCheck at https://brokercheck.finra.org/.

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