Spring Cleaning Your Finances: A 10 Point Checklist
By Cayucos Wealth
Published On March 12, 2025
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This article is a great reminder that a little financial “spring cleaning” can go a long way. It walks through ten areas that are worth checking in on from time to time—things like your cash flow, debt, emergency savings, and whether your accounts are scattered across too many places. None of these steps are complicated, but they can make a meaningful difference in keeping your financial life running smoothly.
The author also touches on a few tax-related habits that are easy to overlook, such as making sure your portfolio is tax-efficient, understanding where different investments should live, and taking advantage of any benefits offered through your employer. These are the kinds of adjustments that don’t require major changes but can quietly improve your overall financial picture.
The final points focus on reviewing excess cash, insurance coverage, and beneficiary designations—tasks most people tend to put off. A quick annual check-in can help prevent headaches down the road and make sure everything still reflects your current stage of life. Overall, it’s a practical list and a good nudge to stay organized rather than waiting until something forces you to.
Read the article.
https://www.forbes.com/sites/jonathanshenkman/2023/04/28/spring-cleaning-your-finances-a-10-point-checklist/
*Regulatory assets under management are assets where Sowell provides continuous and regular supervisory or management services to client portfolios. Assets under administration is a measure of the total assets for which Sowell provides administrative services.