Seven Lessons for New Retirees,
From a New Retiree
By Cayucos Wealth
Published On December 10, 2024
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Cayucos Wealth is a financial adviser based in the Central Coast of California whose mission is to guide clients in building a strong financial future that withstands the winds of change. For those seeking to navigate the sometimes-choppy waters of the markets, they make it possible for clients to catch the trade winds and live an adventurous retirement.
Cayucos Wealth is an investment adviser located in Cayucos, CA. This website should not be construed as a solicitation to effect, or attempt to effect, transactions in securities or the rendering of personalized investment or tax advice for compensation, over the internet. Advisory services offered through Sowell Management, a Registered Investment Advisor. Additional information about Sowell Management (CRD# 127145/SEC# 801-63991) is available on the SEC’s website at www.adviserinfo.sec.gov or FINRA’s BrokerCheck at https://brokercheck.finra.org/.
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This piece offers a refreshingly honest look at retirement from someone who’s lived it—not just studied it. Mark Solheim, the former editor of Kiplinger Personal Finance, shares what surprised him, what worked, and what he wishes he’d known sooner. His reflections touch on many of the questions clients wrestle with: when to retire, how to handle Social Security and Medicare, and how to balance DIY planning with professional advice.
What I especially appreciate is the practical perspective he brings to things like long-term-care planning, Roth conversions, and the emotional shift that happens once work is no longer the anchor of your days. If you’re preparing for retirement—or just trying to picture what those first few years might really feel like—his experience is worth a read.
Read the article.
https://www.kiplinger.com/retirement/happy-retirement/lessons-for-new-retirees