Cayucos Wealth
Financial Advisors

Who We Are

The Cayucos Wealth Story

STARTING EARLY
Scott McManus was in his late teens living with his grandparents in San Luis Obispo, California, when his grandfather passed away. His grandmother had little understanding of the investments left to her by her husband, so she turned to Scott, only a high school senior at the time, for advice. He embraced the challenge first completing her hand-written tax returns, then studying everything possible related to the financial industry. Scott witnessed first-hand how well the investments performed over time compared to simple bank savings, so he urged his grandmother to hold her investments and wisely spend her cash. Those investments, he recalls, provided for her through her lifetime. Upon graduation, Scott became a successful Laguna Beach, California-based carpenter, but the recession of the 1980s limited his work, and he enrolled in college. His working understanding of finances led him to becoming a Certified Public Accountant (CPA), but he was more excited by the front-end work of building wealth than accounting for it after it was spent, so he transitioned to financial advising.

 
A FAMILY AFFAIR
Scott’s partner at Cayucos Wealth, his son John, shares his father’s passion for the industry. His background, too, was the inspiration for his career. John says his father, a successful financial advisor guiding neighbors and community members to financial freedom, and his mother, a CPA, taught him the value of investing at a young age with a weekly allowance. “If I wanted, say, a Star Wars Lego set, instead of getting it for me on the spot, I would have to work for it or wait for enough allowance.

The investments I had made for my grandmother, and the financial security it provided her, sparked my interest to learn more about investments and investing. After that, I decided I wanted to help others the same way.

Scott McManus, Cayucos Wealth

The critical lesson is that we have unlimited wants, but limited resources for purchasing them,” he says. It’s a philosophy John carried with him through his studies and work. He learned early that if people wanted to get somewhere including him there was a cost to it, and that cost was either time, money or discipline. “I wanted it to be my job to help others realize those costs and understand how they could be paid back for them,” he explains.

THE ROLE OF THE WIND
It was the wind that blew Scott and his family to the Central Coast in the late 1980s. An avid wind surfer, a passion he shares with his son, John, Scott was searching for a place where they could live and surf. Cayucos, with its brilliant blue waters and happy, adventurous people, was just the spot. Today, deeply invested in California’s Central Coast, Scott and John are growing Cayucos Wealth. They spend time together riding the waves of the Pacific Ocean. And they work every day to be as successful as Scott was all those years ago for his grandmother for the people in the community they call home.

“We see the similarities between wind surfing, our sport, and financial advising. The power of the ocean, like our clients’ investments, needs to be taken seriously. Both teach you the fundamentals that boost your learning curve, and most importantly, help you catch more waves.”

– Scott McManus, founder, Cayucos Wealth

Scott McManus

Scott McManus is a Certified Public Accountant, a Certified Financial Planner™ (CFP®) and Accredited Asset Management SpecialistSM (AAMS®). He is an Investment Advisor Representative and the founder of Cayucos Wealth with 25 years of experience in the financial advisory industry. Scott worked with industry giant Edward Jones and WealthSource Partners before independently launching Cayucos Wealth in 2022. Scott is a licensed insurance agent who received his Associate in Science degree in Business Administration from Santa Barbara City College and his Bachelor of Business Administration degree from the California Polytechnic State University, San Luis Obispo. He holds his Series 7, 63 and 66 securities licenses. Scott sits on the on the board for several non-profit organizations including the Cayucos Lions Club, Rotary Club of Cayucos and the Infinite Music Foundation.

Scott McManus, Financial Advisor & Owner of Cayucos Wealth
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John McManus

John McManus is the Client Service Associate for Cayucos Wealth. John joined his father at their firm in 2022 after graduating from California Polytechnic State University, San Luis Obispo. He holds his Series 65 securities license and has a Bachelor of Science degree focused on Business Administration and Financial Management. He earned Associate in Science and Associate in Arts degrees from Cuesta College, San Luis Obispo. In his role at Cayucos, John assists with conducting securities research and manages client relations and requests. He is treasurer of the Cayucos Lions Club and Sergeant at Arms of Toastmasters, Club 5204.

john-mcmanus
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Our Partners

On a daily basis, Cayucos works hand-in-hand with Little Rock, Arkansas’s Sowell Management. Sowell Management is both a Forbes and Barrons* top 100 RIA and was founded in 2001 on the principles of fee-based fiduciary investing. Behind the scenes, Sowell Management provides Cayucos with back-office services, leading technology and support and portfolio management. Because of its diversity of services and nationwide client base, Cayucos has a solid and trusted partner.

Cayucos Wealth is proud to work with Schwab – one of the largest providers of financial services in the nation, which enable us to offer the products, services and investments that can go a long way toward helping you meet your goals. Our partnership with Schwab gives you access to your funds anytime with a simple sign-in from your computer or phone.

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Who We Are Here For

We serve families on California's Central Coast.

We’re a family who is here for yours. We’re on the journey with you and those you love as you navigate life’s challenges and opportunities.
We have a deeper understanding of the needs, attitudes and ambitions of our friends and neighbors here. We truly listen to understand your needs, then act to bring your financial goals to life.
It’s why we named our business after where we live, work and play: Cayucos Wealth.

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