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News & Commentary

A Slipping Credit Score Is One of the First Signs of Alzheimer’s Disease: Study

By Cayucos Wealth  Published On November 19, 2025

A falling credit score is a sign of financial distress.

This article sheds light on an emerging connection between financial behavior and cognitive health — something many families don’t think about until problems surface. New research shows that declining credit patterns in older adults can sometimes be one of the earliest signs of Alzheimer’s or other memory disorders, often appearing years before a diagnosis.

It’s an important reminder that financial changes aren’t always just “oversights” or forgetfulness. Sometimes they’re signals that a loved one may need more support or a closer look at their overall well-being.
Could a drop in your credit score be more than just a financial hiccup? Emerging research suggests it may also be an early sign of cognitive decline like Alzheimer’s or dementia, sometimes appearing years before a diagnosis. Worth a read if you’re keeping an eye on both your financial and cognitive health. 
 
Read the article:
https://money.com/credit-score-decrease-alzheimers-disease-dementia/
 
If you have aging parents or relatives, this is a thoughtful read. It highlights why staying involved, reviewing accounts together, and planning ahead can play a meaningful role in protecting both finances and family members.

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Cayucos Wealth is a financial adviser based in the Central Coast of California whose mission is to guide clients in building a strong financial future that withstands the winds of change. For those seeking to navigate the sometimes-choppy waters of the markets, they make it possible for clients to catch the trade winds and live an adventurous retirement.

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Cayucos Wealth is an investment adviser located in Cayucos, CA. This website should not be construed as a solicitation to effect, or attempt to effect, transactions in securities or the rendering of personalized investment or tax advice for compensation, over the internet. Advisory services offered through Sowell Management, a Registered Investment Advisor.  Additional information about Sowell Management (CRD# 127145/SEC# 801-63991) is available on the SEC’s website at www.adviserinfo.sec.gov or FINRA’s BrokerCheck at https://brokercheck.finra.org/.

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